Attention homeowners in Lilburn and Gwinnett County: Need an appraisal?

The top 7 reasons why Georgia homeowners use Timothy M Tallent:

Find the right listing price (whether you're using an agent or selling the home on your own)
To challenge a property tax assessment in Georgia
To reduce their mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a divorce in the state of Georgia, when property needs to be divided
Settle an estate in Georgia by determining the true market value of a property


	Own a house in or near Lilburn, Georgia and need help determining the value of it? Contact Timothy M Tallent.

We at Timothy M Tallent understand the individual needs of a homeowner after appraisal services. Our customary business clients are used to the appraisal process and the usual reporting formats. As our client, we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value estimation than yours.

Challenging a property tax assessment

Your local tax assessor may have your home overvalued if you live in a local area that is declining. This only means you're paying higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Timothy M Tallent is your chief weapon.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're experts in helping consumers just like you dismiss unwanted and unneeded PMI insurance.

Recently got a freeze to your HELOC?

Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. Not only can this be troublesome from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Timothy M Tallent can help you reinstate your home equity line of credit with a professional appraisal.

Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for accuracy, or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Timothy M Tallent can go out and check the subject and comps in question in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Timothy M Tallent can help you with that. While typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your home.